Multi-currency P&L, native 9% GST, ACRA Simplified XBRL filing, and on-demand human review by Singapore-licensed accountants. The bookkeeping SaaS your business won't outgrow.
No credit card required. SGD primary. IRAS-aligned categories.
From snapped receipt to ACRA-ready return — without leaving Singapore.
Upload receipts on the web, forward invoices from your inbox, or send them straight to your Telegram bot (Premium). Voice notes too — describe an expense and we'll log it.
Our local AI (gemma3:4b on a Singapore-region VPS) extracts vendor, GST, FX rate, and IRAS-aligned category. Your receipts never leave SG. You review and confirm.
Generate ACRA Simplified XBRL natively. Add a Synergist human review if you want extra peace of mind. Submit through BizFile (when ACRA opens the API) or export and file yourself.
Everything Xero charges add-ons for. Native, in one tier.
Generate Simplified XBRL the way ACRA wants it. No Xero add-on, no third-party converter, no surprise fees at year-end.
SGD primary plus USD, MYR, IDR, VND, and INR. Historical FX rates baked in. Built for cross-border founders.
Post-Jan 2024 9% GST handling, claimable flag per line, and IRAS-aligned categories. No global accounting tool guesses what GST means.
Premium tier: forward an invoice, snap a Telegram photo, or leave a voice note. Your bookkeeper never asks for receipts again.
Singapore-licensed accountants from Synergist sanity-check your filing. Premium peace of mind, on the months that matter.
We run gemma3:4b on a Singapore-region VPS. Your receipts and invoices don't leave the country. PDPA-friendly by default.
Human review when it counts
Reviewed by Singapore-licensed accountants. Ledger partners with Synergist so a real CA can sign off on your filing before it reaches ACRA.
Real quotes from founders piloting Ledger pre-launch.
“Filing my ACRA returns used to take a week. Ledger does it in a morning.”
“We finally have a bookkeeping tool that speaks SGD and GST natively.”
“The Synergist review tier means I never worry about getting filings wrong.”
Start free. Upgrade when filing season needs you.
For solo founders dipping toes
For serious solo / micro-SME
For growing SMEs serious about ops
For registered SG charities & non-profits
Free forever, no card. Basic & Premium include a 14-day trial. Cancel anytime.